← boothcheck All Stocks

PGR

PROGRESSIVE CORP/OH/

At today's price, PROGRESSIVE CORP/OH/ (PGR) is priced for 21.9% return on equity. boothcheck doesn't publish a fair value or a price target; it shows what the price assumes, so you can judge whether that bar is too high. Built from SEC EDGAR filings.

Live priced in
21.9% return on equity
Priced In
within-range

Key Takeaways

• Progressive is running a year-to-date combined ratio of 86.4 while growing policies in force about 8% to roughly 40 million, a rare combination of best-in-decades underwriting and a still-expanding book. • The biggest specific risk is loss-cost normalization: the current low-80s combined ratio is a cyclical peak, and the 10-K notes claims costs are "influenced by inflation and driving" patterns, so margins compress when severity or frequency reaccelerate faster than regulators approve new rate

View Full Report →

Is PGR overvalued? See what's priced in →

Institutional ownership

1,720 institutional managers reported holding PGR in 13F filings for the quarter ended 2026-03-31. Together they hold about 85% of the company; the top 10 hold 40%. 131 opened new positions that quarter. Held by Vanguard Group, BlackRock, State Street, among others. On the short side, 7.6M shares were sold short as of the 2026-06-15 count, about 1% of shares outstanding (2.6 days of typical volume to cover).

Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.

Capital returns

PGR's share count is about flat over the past five years. It pays a dividend, and has for 16 years running, raised 2 years straight; the current rate is $13.90 a share annually. Cash returned over the past three years: $11.63B in dividends.

Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.

Insider activity

No open-market insider buys on file at PGR over the trailing three years. Absence is a fact about the company, not a signal. 25 officers and directors are on file.

Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.

Earnings reactions

PGR's recent reports: the day-one move, then what the following quarter actually did.

reportday onenext quarter
2023-08-02-11.6%+13.4%
2023-11-01+8.2%+2.2%
2024-02-27+4.0%+8.3%
2024-05-07+0.8%-2.9%

Day-one is the close-to-close move around the filing. Nothing here is investment advice.

Recent filings

PGR's latest 8-K filings: 2026-06-17 (items 5.02, 7.01, 9.01); 2026-05-20 (items 7.01, 9.01); 2026-05-12 (items 5.02, 5.07, 7.01, 9.01); 2026-04-15 (items 2.02, 9.01); 2026-03-26 (items 8.01, 9.01).

Item codes are the SEC's own classification of what each report discloses. Nothing here is investment advice.

Compare PGR

ACGL vs PGRAIG vs PGRCB vs PGRCINF vs PGRHIG vs PGRMET vs PGR

Last analyzed: July 3, 2026

For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.