nCino, Inc.
At today's price, nCino, Inc. (NCNO) is priced for today's economics sustained for ~16.8 years. boothcheck doesn't publish a fair value or a price target; it shows what the price assumes, so you can judge whether that bar is too high. Built from SEC EDGAR filings.
nCino sells cloud banking software to financial institutions, mostly on subscription, split across non-mortgage, mortgage, and international lines. At $14.81 (June 27, 2026) the price pays about 84x company-wide operating income on a thin 4.3% operating margin, which implies growth held at the self-funding ceiling for roughly 15 years. The static valuation families call the stock richly valued; only the forward growth method reaches the price. So the quote is a durability bet, and the central r
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271 institutional managers reported holding NCNO in 13F filings for the quarter ended 2026-03-31. 59 opened new positions that quarter. Held by Vanguard Group, BlackRock, Millennium Management, among others. On the short side, 17.0M shares were sold short as of the 2026-06-15 count, about 16% of shares outstanding (5 days of typical volume to cover).
Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.
NCNO's share count grew 13.4% over the past five years even with $235.18M spent on repurchases. It pays no dividend. Cash returned over the past three years: $235.18M in repurchases.
Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.
No open-market insider buys on file at NCNO over the trailing three years. Absence is a fact about the company, not a signal. 36 officers and directors are on file.
Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.
NCNO's recent reports: the day-one move, then what the following quarter actually did.
| report | day one | next quarter |
|---|---|---|
| 2023-08-30 | +11.8% | -14.3% |
| 2023-11-30 | -7.1% | +12.3% |
| 2024-03-27 | +18.0% | -16.0% |
| 2024-05-30 | -1.3% | +6.7% |
Day-one is the close-to-close move around the filing. Nothing here is investment advice.
NCNO's latest 8-K filings: 2026-06-22 (items 5.03, 5.07, 9.01); 2026-05-27 (items 2.02, 9.01); 2026-03-31 (items 1.01, 2.02, 7.01, 9.01); 2025-12-08 (items 8.01, 9.01); 2025-12-03 (items 2.02, 5.02, 7.01, 9.01).
Item codes are the SEC's own classification of what each report discloses. Nothing here is investment advice.
Last analyzed: June 27, 2026
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For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.