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LMND

Lemonade, Inc.

Lemonade, Inc. (LMND) has a dated report snapshot, but its current priced-in claim is temporarily suppressed because the live engine record is unavailable or has changed.

Live priced in
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Priced In
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Key Takeaways

• Lemonade is an AI-first insurer selling renters, homeowners, pet, life, and car policies through an app, and its in-force premium reached $1.33 billion across about 3.1 million customers, growing the book at roughly 30% a year [Source: Q1 FY2026 earnings release]. • The defining risk is the price against an unproven profit: the stock trades at nearly nine times book value while the company is still losing money, so it pays a multiple of book that no sustainable return record yet supports. • Wa

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Institutional ownership

333 institutional managers reported holding LMND in 13F filings for the quarter ended 2026-03-31. Together they hold about 50% of the company; the top 10 hold 30%. 54 opened new positions that quarter. Held by Vanguard Group, BlackRock, Baillie Gifford, among others. On the short side, 10.8M shares were sold short as of the 2026-06-15 count, about 14% of shares outstanding (6.6 days of typical volume to cover).

Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.

Capital returns

LMND's share count grew 24.2% over the past five years. It pays no dividend.

Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.

Insider activity

Open-market insider buys at LMND over the trailing three years: 2024: 5 buys totaling $1.48M. 12 officers and directors are on file.

Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.

Earnings reactions

LMND's recent reports: the day-one move, then what the following quarter actually did.

reportday onenext quarter
2023-08-05-23.4%-32.0%
2023-11-04+47.8%-4.5%
2024-02-29-21.6%+9.2%
2024-05-02-3.1%-8.7%

Day-one is the close-to-close move around the filing. Nothing here is investment advice.

Recent filings

LMND's latest 8-K filings: 2026-06-24 (items 1.01, 2.03); 2026-06-05 (items 5.07); 2026-04-29 (items 2.02, 9.01); 2026-02-19 (items 2.02, 9.01); 2026-01-27 (items 8.01).

Item codes are the SEC's own classification of what each report discloses. Nothing here is investment advice.

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Last analyzed: July 3, 2026

For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.