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KNSL

KINSALE CAPITAL GROUP, INC.

In the published model solve dated 2026-Q2, anchored at $378.64, KINSALE CAPITAL GROUP, INC. (KNSL) is priced for 27.0% return on equity. boothcheck publishes no house fair value, target price, or buy/sell rating; individual model outputs and user-controlled scenarios are analytical inputs, not Boothcheck targets. The narrative was composed June 29, 2026 from SEC EDGAR filings.

Published model solve
27.0% return on equity
Priced In
within-range

Key Takeaways

• Kinsale is an excess-and-surplus specialist that underwrites the risks standard carriers will not, and it does so with a combined ratio of 77.4% in Q1 2026, a level that means it keeps roughly 23 cents of underwriting profit on every premium dollar before investment income [Source: Q1 2026 earnings release]. • The biggest near-term risk is growth, not quality: gross written premium slipped 0.5% in Q1 2026 as competition intensified in large commercial property, and at 3.6x book the price is pa

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Institutional ownership

554 institutional managers reported holding KNSL in 13F filings for the quarter ended 2026-03-31. Together they hold about 90% of the company; the top 10 hold 49%. 67 opened new positions that quarter. Held by BlackRock, Vanguard Group, Capital Group (American Funds), among others. On the short side, 2.6M shares were sold short as of the 2026-06-15 count, about 11% of shares outstanding (9.2 days of typical volume to cover).

Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.

Capital returns

KNSL's share count grew 1.3% over the past five years even with $163.46M spent on repurchases. It pays a dividend, and has paid one every year in our records (10 and counting), raised 9 years straight; the current rate is $0.68 a share annually. Cash returned over the past three years: $41.99M in dividends and $163.46M in repurchases.

Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.

Insider activity

Open-market insider buys at KNSL over the trailing three years: 2025: 14 buys totaling $1.05M; 2026: 1 buy totaling $100k. 16 officers and directors are on file.

Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.

Earnings reactions

KNSL's recent reports: the day-one move, then what the following quarter actually did.

reportday onenext quarter
2023-07-28-2.3%+10.0%
2023-10-27-19.4%-2.3%
2024-02-24+18.5%-26.3%
2024-04-26-18.3%+2.8%

Day-one is the close-to-close move around the filing. Nothing here is investment advice.

Recent filings

KNSL's latest 8-K filings: 2026-07-23 (items 2.02, 9.01); 2026-05-21 (items 5.07, 9.01); 2026-05-05 (items 5.02, 9.01); 2026-04-29 (items 5.02, 8.01, 9.01); 2026-04-23 (items 2.02, 9.01).

Item codes are the SEC's own classification of what each report discloses. Dates link to the filing on EDGAR. Nothing here is investment advice.

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Model solve date: 2026-Q2
Narrative composed: June 29, 2026

For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.