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CarMax, Inc.

In the published model solve dated 2026-Q2, anchored at $60.39, CarMax, Inc. (KMX) is priced for +1.0% growth. boothcheck publishes no house fair value, target price, or buy/sell rating; individual model outputs and user-controlled scenarios are analytical inputs, not Boothcheck targets. The narrative was composed June 27, 2026 from SEC EDGAR filings.

Published model solve
+1.0% growth
Priced In
within-range

Key Takeaways

The number that decides CarMax is comparable-store used-unit sales, and in fiscal Q4 2026 it fell 1.9% while total used units dipped 0.8%. Volume, not price, is the swing factor, and volume is still soft. At $53.62 the market pays about 29x company-wide operating income, implying roughly 9.5% annual operating growth for five years against trailing margins near 3%. The price assumes a profitability and volume recovery that has not yet shown up. Most of the $18 billion of debt funds the CarMax A

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Institutional ownership

526 institutional managers reported holding KMX in 13F filings for the quarter ended 2026-03-31. 85 opened new positions that quarter. Held by BlackRock, Vanguard Group, AQR Capital, among others. On the short side, 14.9M shares were sold short as of the 2026-06-15 count, about 11% of shares outstanding (4.4 days of typical volume to cover).

Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.

Capital returns

KMX has cut its share count 13.1% over the past five years, spending $1.94B on repurchases. It pays no dividend. Cash returned over the past three years: $1.16B in repurchases.

Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.

Insider activity

Open-market insider buys at KMX over the trailing three years: 2025: 3 buys totaling $676k; 2026: 5 buys totaling $1.27M. 20 officers and directors are on file.

Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.

Earnings reactions

KMX's recent reports: the day-one move, then what the following quarter actually did.

reportday onenext quarter
2023-06-27+10.1%-1.2%
2023-09-30-11.2%-4.7%
2024-01-06+2.5%+12.0%
2024-04-16-9.9%+2.4%

Day-one is the close-to-close move around the filing. Nothing here is investment advice.

Recent filings

KMX's latest 8-K filings: 2026-07-31 (items 5.02, 9.01); 2026-06-24 (items 5.02, 5.07, 9.01); 2026-06-17 (items 2.02, 2.03, 9.01); 2026-06-08 (items 5.02); 2026-05-12 (items 5.02, 9.01).

Item codes are the SEC's own classification of what each report discloses. Dates link to the filing on EDGAR. Nothing here is investment advice.

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Model solve date: 2026-Q2
Narrative composed: June 27, 2026

For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.