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KMPR

Kemper Corporation

At today's price, Kemper Corporation (KMPR) is priced for 7.7% return on equity. boothcheck doesn't publish a fair value or a price target; it shows what the price assumes, so you can judge whether that bar is too high. Built from SEC EDGAR filings.

Live priced in
7.7% return on equity
Priced In
within-range

Key Takeaways

Kemper is a mature specialty insurer valued on price-to-book, and at $25.08 the price assumes the company sustains a return on equity of about 7.1% at roughly 0.6x book, above the 5.3% it has been earning recently. Q1 2026 was a loss: a net loss of $1.7 million, or $0.03 per share, versus a $99.7 million profit a year earlier, as the specialty personal-auto combined ratio blew out to 110.9% on California auto losses. Book value per share is $45.05 and adjusted book value per share is $27.79, s

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Institutional ownership

266 institutional managers reported holding KMPR in 13F filings for the quarter ended 2026-03-31. Together they hold about 91% of the company; the top 10 hold 50%. 43 opened new positions that quarter. Held by BlackRock, Vanguard Group, D. E. Shaw, among others. On the short side, 4.1M shares were sold short as of the 2026-06-15 count, about 7% of shares outstanding (3.4 days of typical volume to cover).

Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.

Capital returns

KMPR has cut its share count 8.8% over the past five years, spending $350.80M on repurchases. It pays a dividend, and has paid one every year in our records (17 and counting); the current rate is $1.28 a share annually. Cash returned over the past three years: $218.50M in dividends and $340.80M in repurchases.

Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.

Insider activity

Open-market insider buys at KMPR over the trailing three years: 2023: 4 buys totaling $692k; 2024: 2 buys totaling $330k; 2025: 8 buys totaling $1.50M. 19 officers and directors are on file.

Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.

Earnings reactions

KMPR's recent reports: the day-one move, then what the following quarter actually did.

reportday onenext quarter
2023-08-08-6.6%-11.9%
2023-10-31-3.3%+24.4%
2024-02-08+0.7%-4.7%
2024-05-02+0.2%+1.9%

Day-one is the close-to-close move around the filing. Nothing here is investment advice.

Recent filings

KMPR's latest 8-K filings: 2026-05-27 (items 5.02, 9.01); 2026-05-07 (items 5.07, 9.01); 2026-05-06 (items 2.02, 9.01); 2026-05-06 (items 8.01, 9.01); 2026-02-04 (items 2.02, 9.01).

Item codes are the SEC's own classification of what each report discloses. Nothing here is investment advice.

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Last analyzed: June 27, 2026

For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.