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HCI

HCI Group, Inc.

At today's price, HCI Group, Inc. (HCI) is priced for 13.8% return on equity. boothcheck doesn't publish a fair value or a price target; it shows what the price assumes, so you can judge whether that bar is too high. Built from SEC EDGAR filings.

Live priced in
13.8% return on equity
Priced In
within-range

Key Takeaways

• HCI is a Florida property insurer that has been earning an unusually high return on its capital, around 28.7% recently, well above the roughly 12.9% the current price assumes it sustains. • The defining risk is geographic: HCI's filing states its insurance business is primarily in Florida, so a single major hurricane season is the event that can erase a year of underwriting profit. [Source: HCI FY2025 10-K] • Watch the technology contribution and the Exzeo stake: HCI retained 81.5% of Exzeo af

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Institutional ownership

270 institutional managers reported holding HCI in 13F filings for the quarter ended 2026-03-31. Together they hold about 68% of the company; the top 10 hold 41%. 40 opened new positions that quarter. Held by BlackRock, State Street, Dimensional Fund Advisors, among others. On the short side, 393k shares were sold short as of the 2026-06-15 count, about 3% of shares outstanding (2.4 days of typical volume to cover).

Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.

Capital returns

HCI's share count grew 25.9% over the past five years even with $92.09M spent on repurchases. It pays a dividend, and has paid one every year in our records (15 and counting), raised 2 years straight; the current rate is $1.60 a share annually. Cash returned over the past three years: $47.93M in dividends and $20.06M in repurchases.

Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.

Insider activity

Open-market insider buys at HCI over the trailing three years: 2024: 2 buys totaling $170k. 10 officers and directors are on file.

Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.

Earnings reactions

HCI's recent reports: the day-one move, then what the following quarter actually did.

reportday onenext quarter
2023-08-10+7.9%-6.8%
2023-11-09+24.7%+12.6%
2024-03-09+15.2%-8.2%
2024-05-10-6.2%-14.8%

Day-one is the close-to-close move around the filing. Nothing here is investment advice.

Recent filings

HCI's latest 8-K filings: 2026-06-15 (items 1.01); 2026-06-12 (items 5.07); 2026-06-01 (items 1.01); 2026-05-06 (items 2.02, 9.01); 2026-02-25 (items 2.02, 9.01).

Item codes are the SEC's own classification of what each report discloses. Nothing here is investment advice.

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Last analyzed: June 27, 2026

For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.