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GL

GLOBE LIFE INC.

In the published model solve dated 2026-Q2, anchored at $172.79, GLOBE LIFE INC. (GL) is priced for 14.6% return on equity. boothcheck publishes no house fair value, target price, or buy/sell rating; individual model outputs and user-controlled scenarios are analytical inputs, not Boothcheck targets. The narrative was composed July 26, 2026 from SEC EDGAR filings.

Published model solve
14.6% return on equity
Priced In
within-range

Key Takeaways

• Globe Life sells small life and supplemental health policies through its own captive agency divisions, and the economics are unusually stable: life underwriting margin ran 42 percent of premium in the second quarter of 2026 and administrative expense ran 7.0 percent [Source: Q2 2026 earnings release, July 22, 2026]. • Roughly 83 percent of earnings goes back to shareholders as dividends and buybacks, which has taken the share count down about 5.6 percent a year over the last four years and is

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Institutional ownership

641 institutional managers reported holding GL in 13F filings for the quarter ended 2026-03-31. Together they hold about 68% of the company; the top 10 hold 32%. 68 opened new positions that quarter. Held by BlackRock, Invesco, State Street, among others. On the short side, 1.8M shares were sold short as of the 2026-06-15 count, about 2% of shares outstanding (3.5 days of typical volume to cover).

Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.

Capital returns

GL has cut its share count 23.7% over the past five years, spending $3.34B on repurchases. It pays a dividend, and has paid one every year in our records (18 and counting), raised 15 years straight; the current rate is $1.08 a share annually. Cash returned over the past three years: $235.46M in dividends and $2.37B in repurchases.

Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.

Insider activity

Open-market insider buys at GL over the trailing three years: 2024: 11 buys totaling $1.72M. 25 officers and directors are on file.

Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.

Earnings reactions

GL's recent reports: the day-one move, then what the following quarter actually did.

reportday onenext quarter
2023-08-09-2.6%0.0%
2023-11-07+2.0%+3.4%
2024-02-29+3.1%-37.5%
2024-05-09+0.6%-1.9%

Day-one is the close-to-close move around the filing. Nothing here is investment advice.

Recent filings

GL's latest 8-K filings: 2026-08-07 (items 5.02); 2026-07-22 (items 2.02, 9.01); 2026-06-29 (items 1.01, 9.01); 2026-05-04 (items 5.02, 5.07); 2026-04-22 (items 2.02, 9.01).

Item codes are the SEC's own classification of what each report discloses. Dates link to the filing on EDGAR. Nothing here is investment advice.

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Model solve date: 2026-Q2
Narrative composed: July 26, 2026

For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.