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FICO

Fair Isaac Corp

At today's price, Fair Isaac Corp (FICO) is priced for +25.3% growth. boothcheck doesn't publish a fair value or a price target; it shows what the price assumes, so you can judge whether that bar is too high. Built from SEC EDGAR filings.

Live priced in
+25.3% growth
Priced In
high

Key Takeaways

The decisive number is B2B Scores revenue, which jumped 72% in the latest quarter on higher mortgage scoring price and volume, lifting total Scores revenue 60% to $475 million. That single line drives the company, and it is also the line now under attack. The stock has already absorbed the threat: shares are down roughly half from a $2,206 high to around $1,096 after Fannie Mae and Freddie Mac began accepting VantageScore as a mortgage alternative in April 2026, ending FICO's near-monopoly. At

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Institutional ownership

828 institutional managers reported holding FICO in 13F filings for the quarter ended 2026-03-31. Together they hold about 90% of the company; the top 10 hold 48%. 89 opened new positions that quarter. Held by Vanguard Group, BlackRock, State Street, among others. On the short side, 2.0M shares were sold short as of the 2026-06-15 count, about 9% of shares outstanding (6.8 days of typical volume to cover).

Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.

Capital returns

FICO has cut its share count 17.6% over the past five years, spending $4.88B on repurchases. It pays no dividend. Cash returned over the past three years: $3.15B in repurchases.

Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.

Insider activity

No open-market insider buys on file at FICO over the trailing three years. Absence is a fact about the company, not a signal. 16 officers and directors are on file.

Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.

Earnings reactions

FICO's recent reports: the day-one move, then what the following quarter actually did.

reportday onenext quarter
2023-08-03+3.1%+0.9%
2023-11-09+2.6%+26.2%
2024-01-26-6.2%+4.5%
2024-04-26-6.9%+34.0%

Day-one is the close-to-close move around the filing. Nothing here is investment advice.

Recent filings

FICO's latest 8-K filings: 2026-06-08 (items 1.01, 2.03, 8.01, 9.01); 2026-04-28 (items 2.02, 9.01); 2026-03-20 (items 1.01, 2.03, 9.01); 2026-03-11 (items 8.01, 9.01); 2026-03-11 (items 8.01, 9.01).

Item codes are the SEC's own classification of what each report discloses. Nothing here is investment advice.

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Last analyzed: June 27, 2026

For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.