First Financial Bankshares, Inc.
At today's price, First Financial Bankshares, Inc. (FFIN) is priced for 19.4% return on equity. boothcheck doesn't publish a fair value or a price target; it shows what the price assumes, so you can judge whether that bar is too high. Built from SEC EDGAR filings.
The earnings line has been moving up steadily: Q1 2026 net income of $71.5 million and EPS of $0.50, up 16.6% year over year, with the net interest margin widening to 3.86% from 3.74% a year ago. Net interest income reached $134.8 million. This is a premium bank earning a premium return, about 13.6% on equity against a 9.3% cost of equity, which is why the bank model values it at roughly two times tangible book. The quality is real. Net charge-offs ran 0.02% annualized and nonperforming assets
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324 institutional managers reported holding FFIN in 13F filings for the quarter ended 2026-03-31. Together they hold about 61% of the company; the top 10 hold 40%. 36 opened new positions that quarter. Held by BlackRock, Vanguard Group, State Street, among others. On the short side, 8.5M shares were sold short as of the 2026-06-15 count, about 6% of shares outstanding (9.3 days of typical volume to cover).
Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.
FFIN's share count grew 0.7% over the past five years even with $12.19M spent on repurchases. It pays a dividend, and has paid one every year in our records (17 and counting), raised 6 years straight; the current rate is $0.75 a share annually. Cash returned over the past three years: $287.56M in dividends and $2.74M in repurchases.
Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.
Open-market insider buys at FFIN over the trailing three years: 2023: 14 buys totaling $544k; 2024: 15 buys totaling $462k; 2025: 11 buys totaling $644k; 2026: 14 buys totaling $891k. 24 officers and directors are on file.
Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.
FFIN's recent reports: the day-one move, then what the following quarter actually did.
| report | day one | next quarter |
|---|---|---|
| 2023-08-03 | +0.1% | -25.4% |
| 2023-11-07 | -5.7% | +12.3% |
| 2024-02-27 | +6.8% | -4.1% |
| 2024-05-04 | -0.3% | -6.7% |
Day-one is the close-to-close move around the filing. Nothing here is investment advice.
FFIN's latest 8-K filings: 2026-07-17 (items 2.02, 9.01); 2026-04-30 (items 7.01, 9.01); 2026-04-29 (items 5.07, 7.01, 9.01); 2026-04-17 (items 2.01, 9.01); 2026-01-29 (items 5.02, 7.01, 9.01).
Item codes are the SEC's own classification of what each report discloses. Nothing here is investment advice.
Last analyzed: June 27, 2026
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For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.