ESSENT GROUP LTD.
In the published model solve dated 2026-Q2, anchored at $68.90, ESSENT GROUP LTD. (ESNT) is priced for 9.8% return on equity. boothcheck publishes no house fair value, target price, or buy/sell rating; individual model outputs and user-controlled scenarios are analytical inputs, not Boothcheck targets. The narrative was composed July 26, 2026 from SEC EDGAR filings.
• The in-force book stood at roughly $248.4 billion of private mortgage insurance at the end of 2025, with an annual persistency rate of 85.7%, which means most of this year's revenue was priced and sold in earlier years. • Credit is turning: loans in default rose to 20,210 from 18,439, the default rate moved to 2.50% from 2.27%, and the 10-K states that the book ⟦"is entering its anticipated period of highest claim frequency."⟧ • Second-quarter results are due August 7, 2026 [Source: company an
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352 institutional managers reported holding ESNT in 13F filings for the quarter ended 2026-03-31. Together they hold about 92% of the company; the top 10 hold 56%. 43 opened new positions that quarter. Held by Vanguard Group, BlackRock, Dimensional Fund Advisors, among others. On the short side, 2.5M shares were sold short as of the 2026-06-15 count, about 3% of shares outstanding (2.7 days of typical volume to cover).
Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.
ESNT has cut its share count 16.3% over the past five years, spending $1.18B on repurchases. It pays a dividend, and has for 7 years running, raised 6 years straight; the current rate is $1.24 a share annually. Cash returned over the past three years: $325.57M in dividends and $889.92M in repurchases.
Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.
No open-market insider buys on file at ESNT over the trailing three years. Absence is a fact about the company, not a signal. 13 officers and directors are on file.
Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.
ESNT's recent reports: the day-one move, then what the following quarter actually did.
| report | day one | next quarter |
|---|---|---|
| 2023-08-09 | +3.2% | -7.5% |
| 2023-11-08 | +2.7% | +10.6% |
| 2024-02-17 | -2.2% | +2.1% |
| 2024-05-08 | +0.5% | -0.3% |
Day-one is the close-to-close move around the filing. Nothing here is investment advice.
ESNT's latest 8-K filings: 2026-08-07 (items 2.02, 9.01); 2026-05-08 (items 2.02, 9.01); 2026-02-13 (items 2.02, 9.01); 2025-11-07 (items 2.02, 9.01); 2025-08-08 (items 2.02, 9.01).
Item codes are the SEC's own classification of what each report discloses. Dates link to the filing on EDGAR. Nothing here is investment advice.
Model solve date: 2026-Q2
Narrative composed: July 26, 2026
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For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.