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EFSC

ENTERPRISE FINANCIAL SERVICES CORP

At today's price, ENTERPRISE FINANCIAL SERVICES CORP (EFSC) is priced for 10.6% return on equity. boothcheck doesn't publish a fair value or a price target; it shows what the price assumes, so you can judge whether that bar is too high. Built from SEC EDGAR filings.

Live priced in
10.6% return on equity
Priced In
within-range

Key Takeaways

Enterprise Financial trades at about 1.2x book (book value per share $54.43) and the price implies a sustained return on equity near 10.3%, essentially what it already earns (about 10%), so the bet is on continuation, not improvement; the bank-appropriate models cluster near $58 to $61, right around the $62.17 price. The franchise is better than average: net interest margin expanded to 4.28% in the first quarter of 2026 on national deposit verticals and specialized lending, net income was $49.4

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Institutional ownership

252 institutional managers reported holding EFSC in 13F filings for the quarter ended 2026-03-31. Together they hold about 81% of the company; the top 10 hold 49%. 31 opened new positions that quarter. Held by BlackRock, Wellington Management, Vanguard Group, among others. On the short side, 884k shares were sold short as of the 2026-06-15 count, about 2% of shares outstanding (4.6 days of typical volume to cover).

Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.

Capital returns

EFSC's share count grew 18% over the past five years even with $152.71M spent on repurchases. It pays a dividend, and has paid one every year in our records (16 and counting), raised 8 years straight; the current rate is $1.22 a share annually. Cash returned over the past three years: $115.51M in dividends and $71.03M in repurchases.

Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.

Insider activity

Open-market insider buys at EFSC over the trailing three years: 2025: 3 buys totaling $160k. 22 officers and directors are on file.

Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.

Earnings reactions

EFSC's recent reports: the day-one move, then what the following quarter actually did.

reportday onenext quarter
2023-08-05-4.4%-8.4%
2023-10-28-5.8%+29.0%
2024-02-27-4.7%-4.6%
2024-04-27-1.2%+5.4%

Day-one is the close-to-close move around the filing. Nothing here is investment advice.

Recent filings

EFSC's latest 8-K filings: 2026-06-17 (items 1.01, 2.03, 9.01); 2026-06-09 (items 8.01, 9.01); 2026-05-15 (items 5.07); 2026-04-28 (items 7.01, 9.01); 2026-04-22 (items 2.02, 9.01).

Item codes are the SEC's own classification of what each report discloses. Nothing here is investment advice.

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Last analyzed: June 27, 2026

For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.