Eastern Bankshares, Inc.
In the published model solve dated 2026-Q2, anchored at $22.24, Eastern Bankshares, Inc. (EBC) is priced for 10.9% return on equity. boothcheck publishes no house fair value, target price, or buy/sell rating; individual model outputs and user-controlled scenarios are analytical inputs, not Boothcheck targets. The narrative was composed July 25, 2026 from SEC EDGAR filings.
• Eastern gathers deposits of 25,919 million dollars against loans of 23,713 million across 139 branches in eastern Massachusetts, southern New Hampshire and Rhode Island, and the cost of that funding was 2.01% in the June quarter against a 5.05% yield on what it lends [Source: Q2 2026 earnings release, July 23, 2026]. • A meaningful slice of the reported margin is temporary: 19.7 million dollars of net discount accretion from acquired loan books contributed 28 basis points of the quarter's 3.66
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287 institutional managers reported holding EBC in 13F filings for the quarter ended 2026-03-31. Together they hold about 75% of the company; the top 10 hold 49%. 37 opened new positions that quarter. Held by Vanguard Group, BlackRock, FMR (Fidelity), among others. On the short side, 9.7M shares were sold short as of the 2026-06-15 count, about 4% of shares outstanding (3.1 days of typical volume to cover).
Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.
EBC's share count grew 29% over the past five years even with $432.47M spent on repurchases. It pays a dividend, and has for 5 years running, raised 4 years straight; the current rate is $0.51 a share annually. Cash returned over the past three years: $251.35M in dividends and $207.63M in repurchases.
Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.
Open-market insider buys at EBC over the trailing three years: 2024: 1 buy totaling $78k; 2025: 10 buys totaling $3.04M; 2026: 2 buys totaling $188k. 23 officers and directors are on file.
Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.
EBC's recent reports: the day-one move, then what the following quarter actually did.
| report | day one | next quarter |
|---|---|---|
| 2023-08-04 | +1.4% | -15.8% |
| 2023-11-04 | -1.8% | +20.4% |
| 2024-02-27 | -1.9% | -3.6% |
| 2024-05-04 | -0.7% | +0.7% |
Day-one is the close-to-close move around the filing. Nothing here is investment advice.
EBC's latest 8-K filings: 2026-07-23 (items 2.02, 7.01, 8.01, 9.01); 2026-05-19 (items 5.07, 9.01); 2026-04-23 (items 2.02, 7.01); 2026-01-22 (items 2.02, 7.01); 2025-11-03 (items 2.01, 5.02, 7.01, 9.01).
Item codes are the SEC's own classification of what each report discloses. Dates link to the filing on EDGAR. Nothing here is investment advice.
Model solve date: 2026-Q2
Narrative composed: July 25, 2026
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For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.