Customers Bancorp, Inc.
In the published model solve dated 2026-Q2, anchored at $82.82, Customers Bancorp, Inc. (CUBI) is priced for 16.3% return on equity. boothcheck publishes no house fair value, target price, or buy/sell rating; individual model outputs and user-controlled scenarios are analytical inputs, not Boothcheck targets. The narrative was composed July 25, 2026 from SEC EDGAR filings.
• Customers Bancorp lends like a national commercial bank rather than a regional one, with $15.4 billion of commercial loans on the books at the end of 2025, roughly 91.5% of the entire loan and lease portfolio, spread across fund finance, equipment finance, SBA and venture banking instead of a branch footprint. • The concentration that matters sits on the funding side, where the FY2025 annual filing warns that ⟦"These loan and deposit concentrations present unique risks and involve specialized
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270 institutional managers reported holding CUBI in 13F filings for the quarter ended 2026-03-31. Together they hold about 95% of the company; the top 10 hold 59%. 30 opened new positions that quarter. Held by BlackRock, Wellington Management, Vanguard Group, among others. On the short side, 2.3M shares were sold short as of the 2026-06-15 count, about 7% of shares outstanding (7.6 days of typical volume to cover).
Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.
CUBI's share count grew 5.6% over the past five years even with $168.26M spent on repurchases. It pays no dividend. Cash returned over the past three years: $67.63M in repurchases.
Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.
Open-market insider buys at CUBI over the trailing three years: 2024: 1 buy totaling $114k. 21 officers and directors are on file.
Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.
CUBI's recent reports: the day-one move, then what the following quarter actually did.
| report | day one | next quarter |
|---|---|---|
| 2023-08-10 | +0.0% | -14.7% |
| 2023-11-10 | +23.2% | +24.7% |
| 2024-03-01 | +2.6% | -11.6% |
| 2024-05-10 | -6.5% | +15.2% |
Day-one is the close-to-close move around the filing. Nothing here is investment advice.
CUBI's latest 8-K filings: 2026-07-27 (items 5.02, 9.01); 2026-07-23 (items 2.02, 7.01, 9.01); 2026-07-08 (items 5.02, 9.01); 2026-05-28 (items 5.02, 5.07); 2026-04-23 (items 2.02, 7.01, 9.01).
Item codes are the SEC's own classification of what each report discloses. Dates link to the filing on EDGAR. Nothing here is investment advice.
Model solve date: 2026-Q2
Narrative composed: July 25, 2026
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For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.