Columbia Financial, Inc.
At today's price, Columbia Financial, Inc. (CLBK) is priced for 13.1% return on equity. boothcheck doesn't publish a fair value or a price target; it shows what the price assumes, so you can judge whether that bar is too high. Built from SEC EDGAR filings.
- On bank fundamentals Columbia screens expensive: the price-to-tangible-book model justifies only about $5.25, because the return on equity near 4.8% sits well below the roughly 9.3% cost of equity, yet the stock trades at $20.05, well above tangible book of $11.57. - The earnings are inflecting upward. Q1 2026 net income rose 47% to $13.1 million, net interest income grew 20% to $60.4 million, and the net interest margin widened to 2.42% from 2.11% as funding costs eased. - The gap between the
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118 institutional managers reported holding CLBK in 13F filings for the quarter ended 2026-03-31. Together they hold about 13% of the company; the top 10 hold 10%. 12 opened new positions that quarter. Held by Vanguard Group, BlackRock, Dimensional Fund Advisors, among others. On the short side, 3.7M shares were sold short as of the 2026-06-15 count, about 4% of shares outstanding (10.3 days of typical volume to cover).
Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.
CLBK has cut its share count 3.1% over the past five years, spending $242.97M on repurchases. It pays no dividend. Cash returned over the past three years: $30.42M in repurchases.
Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.
Open-market insider buys at CLBK over the trailing three years: 2024: 1 buy totaling $17k. 20 officers and directors are on file.
Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.
CLBK's recent reports: the day-one move, then what the following quarter actually did.
| report | day one | next quarter |
|---|---|---|
| 2023-08-10 | -10.4% | -10.6% |
| 2023-11-10 | +3.1% | +15.2% |
| 2024-03-01 | +0.4% | -2.8% |
| 2024-05-11 | -11.9% | -1.8% |
Day-one is the close-to-close move around the filing. Nothing here is investment advice.
CLBK's latest 8-K filings: 2026-07-02 (items 8.01, 9.01); 2026-06-25 (items 5.07, 9.01); 2026-05-15 (items 1.01, 9.01); 2026-05-11 (items 8.01, 9.01); 2026-04-27 (items 5.02, 9.01).
Item codes are the SEC's own classification of what each report discloses. Nothing here is investment advice.
Last analyzed: June 27, 2026
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For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.