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BPOP

POPULAR, INC.

In the published model solve dated 2026-Q2, anchored at $173.90, POPULAR, INC. (BPOP) is priced for 15.1% return on equity. boothcheck publishes no house fair value, target price, or buy/sell rating; individual model outputs and user-controlled scenarios are analytical inputs, not Boothcheck targets. The narrative was composed July 25, 2026 from SEC EDGAR filings.

Published model solve
15.1% return on equity
Priced In
within-range

Key Takeaways

• Eighty-six percent of Popular's revenue comes from Banco Popular de Puerto Rico, and the FY2025 10-K is blunt about what follows from that: ⟦Deterioration in the Puerto Rico economy could potentially increase delinquencies and charge-offs, thereby impacting the Corporation's financial health⟧. • Popular earns about 13.4% on its equity, and the shares change hands at about 1.8 times book, the richest multiple in the peer group; the annual report puts tangible book value per common share at $82.

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Institutional ownership

428 institutional managers reported holding BPOP in 13F filings for the quarter ended 2026-03-31. Together they hold about 90% of the company; the top 10 hold 47%. 58 opened new positions that quarter. Held by Vanguard Group, T. Rowe Price, BlackRock, among others. On the short side, 2.2M shares were sold short as of the 2026-06-15 count, about 3% of shares outstanding (4.5 days of typical volume to cover).

Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.

Capital returns

BPOP has cut its share count 20.6% over the past five years. It pays a dividend, and has paid one every year in our records (17 and counting), raised 11 years straight; the current rate is $2.90 a share annually. Cash returned over the past three years: $508.02M in dividends.

Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.

Insider activity

No open-market insider buys on file at BPOP over the trailing three years. Absence is a fact about the company, not a signal. 24 officers and directors are on file.

Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.

Earnings reactions

BPOP's recent reports: the day-one move, then what the following quarter actually did.

reportday onenext quarter
2023-08-10+4.8%-9.6%
2023-11-10+8.1%+19.3%
2024-03-01-0.1%+7.6%
2024-05-11+1.4%+2.4%

Day-one is the close-to-close move around the filing. Nothing here is investment advice.

Recent filings

BPOP's latest 8-K filings: 2026-07-23 (items 8.01, 9.01); 2026-07-23 (items 5.02, 7.01, 9.01); 2026-07-23 (items 2.02, 7.01, 9.01); 2026-06-09 (items 8.01); 2026-05-11 (items 5.03, 5.07, 9.01).

Item codes are the SEC's own classification of what each report discloses. Dates link to the filing on EDGAR. Nothing here is investment advice.

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Model solve date: 2026-Q2
Narrative composed: July 25, 2026

For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.