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MS vs SCHW stock comparison

MORGAN STANLEY vs SCHWAB CHARLES CORP, two Financial Services stocks. A side-by-side on valuation, growth, margins, returns, and what each price is betting.

Morgan Stanley pairs investment banking with wealth management, earning 15.7% on equity at a 24.65% net margin, and carries real leverage at 3.15 debt-to-equity. Charles Schwab runs retail brokerage and custody, a more standardized business that keeps a fatter 37.99% net margin, returns 19.14% on equity, and holds far less debt at 0.42. The market pays 19.21 times earnings for Morgan Stanley and 17.94 times for Schwab, but Schwab trades higher on book at 3.21 times against 2.90. Morgan Stanley pays a larger dividend, 1.82% against 1.2%, while Schwab's 6.11% free-cash yield reflects the cash a custody platform generates.

Comparison updated 2026-07-11.

MS vs SCHW: the numbers

MetricMSSCHW
Price$222.17$103.13
Market cap$350.1B$180.7B
SectorFinancial ServicesFinancial Services
StageGrowthGrowth
P/E20.120.5
P/B3.033.67
P/S4.767.28
EV/EBITDA811.8
Revenue growth+14.1%+21.5%
Net margin24.6%38.0%
Return on equity15.7%19.1%
Return on assets1.1%1.9%
Dividend yield1.7%1.1%
Debt / equity3.150.42
Altman Z (solvency)0.300.42
Piotroski F (quality)7 / 99 / 9
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The stronger value is highlighted per metric where one is strictly better on that single number; it is not an overall verdict on either company. For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.