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FICO vs MELI stock comparison

FAIR ISAAC CORP vs MercadoLibre, Inc., two Internet Retail stocks. A side-by-side on valuation, growth, margins, returns, and what each price is betting.

Where FICO and MELI diverge most: on return on assets, FICO reads 40.0% and MELI reads 4.1%; on operating margin, FICO reads 53.8% and MELI reads 6.9%. The rest of the comparable metrics sit closer together. What FICO's price implies is a bet that sits within the historical range (whole-company basis). What MELI's price implies is a somewhat stretched bet versus history (whole-company basis). The bull and bear cases for each are in their full reports below.

FICO vs MELI: the numbers

MetricFICOMELI
Price$1122.97$1878.37
Market cap$24.3B$95.2B
SectorInternet RetailInternet Retail
StageGrowthGrowth
Implied growth (priced in)+16.1%
P/E32.549.6
P/B13.08
P/S10.132.99
EV/EBITDA23.930.8
Revenue growth+23.6%+41.7%
Gross margin43.7%
Operating margin53.8%6.9%
Net margin34.0%6.0%
Return on equity26.4%
Return on assets40.0%4.1%
Return on invested capital52.2%12.8%
FCF yield4.1%12.4%
Dividend yield0.0%0.0%
Debt / equity1.36
Current ratio1.181.16
Altman Z (solvency)7.802.48
Piotroski F (quality)6 / 96 / 9
Full FICO report → Full MELI report →
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The stronger value is highlighted per metric where one is strictly better on that single number; it is not an overall verdict on either company. For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.