CIRCLE INTERNET GROUP, INC. vs SoFi Technologies, Inc., two Mortgage Finance stocks. A side-by-side on valuation, growth, margins, returns, and what each price is betting.
Where CRCL and SOFI diverge most: on p/b, CRCL reads 6.94 and SOFI reads 2.02; on ev/ebitda, CRCL reads 94.2 and SOFI reads 284.8. The rest of the comparable metrics sit closer together. The bull and bear cases for each are in their full reports below.
| Metric | CRCL | SOFI |
|---|---|---|
| Price | $90.62 | $17.32 |
| Market cap | $24.3B | $22.4B |
| Sector | Financial Services | Financial Services |
| Stage | Growth | Growth |
| P/E | — | 35.4 |
| P/B | 6.94 | 2.02 |
| P/S | 11.40 | 5.20 |
| EV/EBITDA | 94.2 | 284.8 |
| Revenue growth | +30.8% | +40.7% |
| Operating margin | 4.9% | — |
| Net margin | 21.1% | 14.8% |
| Return on equity | 12.9% | 5.7% |
| Return on assets | 0.6% | 1.0% |
| Debt / equity | 0.00 | 0.00 |
| Current ratio | 1.03 | — |
| Altman Z (solvency) | 0.25 | 0.33 |
| Piotroski F (quality) | 8 / 9 | 5 / 9 |
Each week boothcheck ranks the stocks whose prices are betting on the most. Read the most stretched bets archive →
boothcheck is also on Android. Get the app on Google Play →
The stronger value is highlighted per metric where one is strictly better on that single number; it is not an overall verdict on either company. For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.